Dental Insurance in northern California
Most people these days have health insurance, but not everyone has dental insurance, which can end up being a bad decision if you find yourself needing an expensive dental procedure. Dannenberg Insurance Agency offers a variety of dental insurance plans to meet your needs.
Maintaining proper dental hygiene is not just about looking good, but about staying healthy as well. Taking good care of your teeth is an important part of your overall health, and research shows that people with dental insurance are more likely to visit their dentist regularly.
In addition, the right dental insurance can help make dental care easy and affordable - whether you are getting a routine cleaning or a more complicated procedure.
We know that choosing the right insurance can be tough - dealing with premiums, maximums, deductibles, and the different levels of coverage can be more than confusing. The knowledgeable staff at Dannenberg Insurance Agency can help you figure all of this out and make sure that you get the right coverage.
Group Dental Insurance is one of the benefits most requested by employees. Many employers provide dental insurance for their employees, but a growing number of employers are offering this as a voluntary benefit that is paid 100% by the employee through payroll deductions.
Most dental plans provide full coverage with a 100% benefit for preventive exams and cleanings, an 80% benefit for basic services such as fillings and root canals, and 50% benefit for major services and prosthodontics such as dentures, crowns, etc. Some dental insurance companies provide a dental buy-up plan which allows the employer to purchase a base plan, while employees purchase additional benefits as needed.
Another newer option for dental insurance is a dual option plan that allows each employee to choose a basic plan or a more comprehensive plan based on his needs. This is a voluntary benefit, which means that each employee gets the coverage he needs for himself and his family.
If you are considering getting dental insurance, call Dannenberg Insurance Agency in Redding, CA to find out more information.